If you are a person between the age of 16 and 20 and are ready to purchase your own automobile insurance, there's some things you should know in order to save funds on a new automobile insurance policyowner.
automobile insurance rates are based on what the likelihood is that a driver will get in to a crash. Unfortunately statistics show that young new drivers aged 16 – 19 are 3 times more likely to have an accident than say a driver aged 65 - 69 However do not despair because there's still some great deals out there for teen drivers and ways to save money.
• Drive a automobile that costs less to insure. Certain types of cars are more likely to get stolen and therefore have much higher insurance rates. Contact your insurance company before buying a automobile and receive a quote for the insurance cost.
• lots of automobile insurance companies will offer a 10% discount if the young driver has taken a professional driving coursework.
• The young driver can go on the parent’s owner (if they are driving the relatives car). This can be a much cheaper way to go if it's possible.
• Newer cars are known to be safer and sometimes discounts are offered if you've certain safety features in your vehicle like airbags.
• Use the same automobile insurance company as the parents. lots of automobile insurance companies will offer an additional discount for more policies in the same household.
• Shop online as lots of automobile insurance companies will offer a 10% discount for buying the insurance online. Also free quotes are offered online.
Besides all these factors it's important to shop around before purchasing your automobile insurance. Even for young drivers, automobile insurance premiums can vary by hundreds of dollars. The key of work to bringing those premiums down is safe driving. A good driving record will go a long way over time to ensure affordable insurance that protects you and your vehicle from damages. Free online quotes are available from most companies online as well as extra discounts for purchasing online.
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Thanks for posting so many points to to save funds on a new automobile insurance policy. Getting a cheap option for a young drivers is really hard as people of age group between 16-19 are more likely to have an accident as compared to other age groups. I am really impressed with all the points that you have proposed to save money. Thanks.
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